Product Manager • Payments • Platform & FinTech Systems

Sanya Singhal

Product Manager | Digital Payments | Platform Modernization

Product Manager with 9+ years of experience building and scaling platform capabilities across digital payments, dispute servicing, fraud workflows, and transaction operations. Known for translating complex requirements into clear product execution, leading cross-functional delivery, and driving measurable business outcomes across high-stakes financial ecosystems.

Digital Payments Product Management Platform Strategy & Modernization Dispute, Fraud & Servicing Workflows Cross-Functional Product Delivery
Sanya Singhal
Sanya Singhal
Product Manager
India | Open to global opportunities

Product Manager specializing in digital payments, platform systems, and high-impact workflow design across global financial ecosystems.

Career Snapshot
9+
Years of Experience
75%
Manual Effort Reduced
70%
Financial Failures Reduced
300+
Communications Migrated
Executive Summary

Built for complex product environments

Sanya has built her career at the intersection of payments, platform modernization, servicing operations, and risk-aware product delivery. Her experience spans dispute systems, compliance, transaction workflows, and large-scale platform migrations—making her especially effective in environments where product thinking must align with operational precision and regulatory rigor.

She brings a strong mix of strategic thinking, execution discipline, domain depth, and stakeholder influence—well suited for Product Manager and Senior Product Manager roles in payments, fintech, platform products, and servicing operations.

Quick Facts

Recruiter Snapshot

Current Focus: Digital payments, disputes, fraud, and servicing platforms
Certifications: SAFe 5 PO/PM, IBM Product Manager Professional Certification
Tools: Jira, Confluence, Rally, Tableau, Visio, Mural, Figma
Contact: sanyasinghal545@gmail.com
Experience

Professional Experience

A recruiter-focused view of her roles, responsibilities, and measurable impact across product, compliance, and banking operations.

Product Manager (Digital Product Management)
American Express
Aug 2019 – Present
  • Owned and prioritized the product backlog for dispute, fraud, and payment servicing workflows across multiple payment channels.
  • Defined epics, user stories, and acceptance criteria by translating complex business and technical requirements into actionable product work.
  • Partnered closely with engineering teams on platform integrations, data flows, validation logic, and workflow design.
  • Implemented automation capabilities that reduced manual servicing effort by 75%, improving efficiency and turnaround time.
  • Defined and tracked KPIs including SLA adherence, transaction accuracy, and platform performance to guide delivery and product outcomes.
Senior Team Member – Payment Compliance
Bank of America
May 2019 – Aug 2019
  • Investigated cross-border SWIFT transactions to identify AML and compliance risks and support regulatory adherence.
  • Worked with compliance and treasury stakeholders to strengthen risk monitoring and improve process accuracy.
Process Associate – Banking Operations
Genpact
Apr 2017 – Mar 2019
  • Supported retail and corporate banking operations including fund transfers, account onboarding, and servicing workflows.
  • Performed KYC verification and contributed to operational process improvements that reduced errors and improved efficiency.
Impact Highlights

Selected Product Leadership Highlights

Migrated 8+ legacy platforms

Enterprise Dispute & Servicing Modernization

Led migration into a unified Global Dispute Management system, improving platform scalability, data consistency, and integration efficiency across payment services.

300+ communications centralized

Digital Communication Migration

Led migration of customer and merchant communications to a centralized platform and standardized workflows into 6 reusable templates.

60% reduction in write-offs

Aged Transaction Dispute Capability

Enabled offline dispute processing through merchant-data integration and improved exception handling for delayed transaction scenarios.

Expansion beyond card products

Checking & Savings Servicing Expansion

Contributed to platform capability expansion for checking and savings servicing, including FX/Fee enablement for non-card transactions.

Capabilities

Skills & Expertise

Product Vision & Strategy Roadmapping & Prioritization User Stories & Acceptance Criteria Stakeholder Management Payment Platforms Card / ACH / Wire / Zelle Workflow Design System Integrations Data Validation & Processing Agile / SAFe / Scrum UAT & Delivery Execution Jira / Confluence / Rally / Tableau / Figma
Why Recruiters Notice Her

Why Sanya Stands Out

Sanya combines product management discipline with deep payments-domain knowledge. Her profile stands out for roles that require platform thinking, business-process depth, stakeholder management, and measurable operational impact.

Best fit roles

Product Manager, Senior PM, Platform PM, Payments PM, Product Operations

Core advantage

Turns complex payment and servicing workflows into scalable product capabilities with measurable outcomes.

CV
Resume

Explore Sanya’s Experience

Review Sanya’s background across digital payments, platform modernization, dispute workflows, and product delivery. Preview the resume online or download a copy for quick review.

Updated for 2026 • Payments, FinTech & Platform Product Roles

Let’s Connect

Building impactful products at scale

Sanya is best suited for product roles where business complexity, platform design, operational depth, and measurable execution all matter. This portfolio is designed to give recruiters and hiring managers a fast, high-signal view of her fit.